I had recently become self-employed and needed some protection cover advice. Having spent most of my career in the finance industry it is fair to say that I have amassed a huge list of contact in this field however James has a very no nonce direct approach and a sound knowledge of the services and product that he recommends which is a quality I admire, and I wanted him to look after my own financial needs. James is thorough, professional and clear about how he can help and what is best for the client. I have critical heath protection in place to meet my needs at an affordable cost thanks to James’ guidance and advise.